This past weekend was a wee bit rough...too many hormones, plus looking at finances = a lot of me crying (poor hubby).
When he and I got married, I was definitely the bread winner. Well paying job, fantastic insurance, and overall money-maker. Then I decided to go to school full-time for my Masters.
Sure, we both knew that it would significantly tighten up the budget. So, no more breakfasts out, whittled down eating out to once a month, shop at Aldi, etc. Realistically, my only payments that come out of my personal account are my car, my school loans (for undergrad; I'm currently paying my grandma, and the rest are being deferred), and the cell phones, which are technically in my name.
I was raised that a woman needs to be self-sufficient. This means, she should be able to pay her bills and not be reliant on a man. This school business has put me in a bit of a dilemma.
As I knew I would have basically zero income (my scholarship prohibits any "real" job), I started saving up. I knew at some point I might need help, but as the months went by, I began to forget about that. Then BAM, I balanced my checking account. Yikes.
It kills me that I have to pull money out of our savings...yes, this is money I (and we) had stashed away for the wedding that is now a year past. And yes, that money will be spent on important things, like my lovely bills. But I had PLANS for that money! Grand plans that included a trip to Italy, or paying off my student loans (that are currently being deferred), or renovating the kitchen.
I feel a little like I've failed. I was hoping that I'd pull in enough tutoring to be "self-sufficient." I don't know who I was kidding. A couple hundred here and there isn't enough to pay my bills. Ugh, sometimes I miss the money that came from working, despite how much I hated my life.
I feel you! I make like $250 every two weeks. Good thing I live rent and basically utility free (Thank God for awesome FMILS who gave one of their apartments to me!) or else all of this would be coming out of my school loan funds!
ReplyDeleteI use every bit of money that I make. It kinda sucks. oh well.